Life with Kimchimon

Feng Shui While waiting to get the keys to our house, we had to find the renovation contractor that could accommodate to our budget. We also got the house checked out by a Feng Shui master after the house was handed to us.  Renovation and Home Improvement Program In general, the Feng Shui of the house was good, and most importantly, not haunted 😁. Based on the Feng Shui master, there were a few things in the kitchen that needs to be changed,  such as the position of the sink and kitchen hob. The kitchen cabinets needed to be changed anyway as they were already quite worn out.  Our budget for renovation was not a lot but at the same time, we didn't plan to have the house undergo a major renovation. We met up with a number of contractors but the price that they quoted was over our budget. Lucky for us, Kimchimon's nanny had someone that she knew is a contractor and would be able to help us with the renovation. The flat was eligible for Home Improvement too. Home Improvemen...

Before I continue on our journey to getting our new flat, h ere's a pictorial on the procedure of buying a resale flat: After we saw the house of our liking, we need to act fast as it could be bought by other people too. The agents requested the sellers to grant us the Option to Purchase (OTP) and had sent in the Request for Value on the HDB portal  on our behalf  . We then paid a deposit which comprised of the option fee and option exercise fee to the sellers via paynow (both add up to a maximum of $5000). I had added a pictogram below for the procedure on the Option to purchase for a better picture.  The Request of Value took about a week to come back and if the price quoted by the sellers were higher than the price quoted by HDB, we would have to pay the balance by cash. Fortunately for us, the price quoted by HDB and the price quoted by the sellers matches! Which means we would not need to pay any cash upfront. Before submitting the resale application, the sellers had...